Musings from Key West
By Michelle Kaye Malsbury
A couple of weeks ago one of my best girlfriends and her family came from Austria to visit me in Florida. We’ve been friends since my early college days back in Illinois where we both spent a couple of summers working for the Girl Scouts of America. Tina as a counselor, and I was waterfront director. (I was in charge or the canoe trips, which sometimes we as long as four or more days, and the swimming instructions/lifeguards at the pool)
Tina and I spent the next few years traveling back and forth between America, wherever I was living at that time, and Austria, where she worked for half of the year. We saw a lot of things in the USA and Europe too. We did not have a lot of money so we did what we could as inexpensively as possible. Eventually I ended up with my boyfriend, at the time-he later became my husband, in Key West, Florida, and Tina got married and had a son.
Prior to the child, Steve, who is now ten years old, Tina and her husband used to visit me (and Pat) each year in Key West. We always had fun going to the reef on Fury or Sebago for an afternoon of snorkeling or a sunset sail. We always made time to go to Jimmy Buffett’s Margaritaville for a Margarita, and occasionally lunch. The Schooner Wharf Bar, Turtle Kraals, and The Half Shell along the waterfront were favorite happy hour stops of ours. If we wanted something slightly more upscale we went to Louie’s Backyard or Bagatelle. Back then Tina and Franz, her husband, were getting into the game of golf and they always spent an afternoon or two on the Key West Golf Club course. I suck at golf and most sports so I always skipped that outing. As Key West grew and new businesses emerged I tried to show them the progress each year by visiting the new restaurants or watering holes and introducing them to the owners and my friends. They loved it and have very fond memories of those years!
In 2005 we sold, my husband (soon to be my ex) our third or so house and bought a motor yacht that we kept berthed in Miami, Florida. For the first time in a long time we had no foothold in Key West. We took the boat to the Abaco’s, in the Bahamas, to the Keys, and the west cost of Florida, where she is berthed now.
Tina and Franz had not been back to America since 2000. A lot of changes had occurred since then and they really wanted to show Steve, their son, the boat. We all stayed on the boat for a few days and Tina and I began discussing things to do and places to go. We decided a short foray to Key West, for old time sake, would be a lot of fun so I began planning the trip.
We left on Sunday mid-morning and drove down I-75 until we got on the Florida Turnpike south heading to Florida City and Key West. We stopped a couple of times along the way to stretch and use the facilities or fuel up. Her husband Franz drove so she and I talked and caught up with the past ten years that we had not seen each other and Steve played with his Gameboy.
I had arranged for us to stay in my last house on United Street because it was a two bedroom, one bath, with a small pool and it was very hot and humid, therefore the pool would be used a lot by all of us. In the years since I had owned it it had had some small renovations that really made it pop. We settled in, got a cold drink, and the headed for Duval Street.
For those of you who do not know, Duval Street is the only street in the US that runs from the Gulf of Mexico to the Atlantic Ocean. The entire Island of Key West is only five miles by about two and a half at its widest point. Naturally, they (Tina, Franz, and Steve) had to stop at all of the tourist trap shops filled with kitschery and cheap t-shirts by the rack full. A couple of times we stopped for liquid refreshment at the local pubs like Margarittaville and Sloppy Joe’s and the Conch Republic Bar. I called some old friends and met them at some of these stops so we could also catch up. We took pictures and reminisced about old times and all the fun we had when I used to live there too. They asked me to please come back there to live. I said I would think about it, but am not sure I would like to go back there to live. It was fun for the seventeen years that I lived and played there and I still have a lot of friends there, but I sort of feel like going back there would be like going backwards and I want to experience new things now and move forward.
We stayed in Key West for four days during which time we did a wonderful sunset sail complete with band and food on the Fury compliments of one of my dear friends that I used to work with over the time that I lived there. I arranged for Tina and Franz and Steve to ride some jetski’s off the Reach Resort’s beach. I did a short, fifteen minute, radio segment on KONK 1500am, promoting my new book The Swindler. All of my old pals listened in and called me afterward telling me how great it went. I loved it! (yes, I guess that really was my fifteen minutes of fame) We went to some of my favorite restaurants for food and grog and even a new one or two including the Hogfish Bar and Grill on Stock Island where the owner, who is another old friend, greeted us like we were rock stars. I went off one night to a wine tasting, with another dear friend, Buzzy, at the Ocean Key House special upstairs restaurant, Hot Tin Roof, where the food parings were amazing and unique, and the wines, all from New Zealand, were delicious. Each morning Franz and I rose before the rest and went out for hot Café Con Leche, a special Cuban coffee, and toast that we brought back to my old house for all to savor.
We had a wonderful time, but the time was really too short to enjoy everything that Key West has to offer. I guess that leaves a little something for next time. (wink) Best of all, the trip made new family vacation memories for Tina, Franz, and Steve, and provided me with a short window of time to reconnect with old friends and perhaps even sell a few books.
Showing posts with label MICHELLE MALSBURY. all things that matter press. ponzi. Madoff. Show all posts
Showing posts with label MICHELLE MALSBURY. all things that matter press. ponzi. Madoff. Show all posts
Tuesday, August 17, 2010
Wednesday, July 14, 2010
The Swindler Reviewed By Norm Goldman of Bookpleasures.com
If you are looking for a deliciously readable beach read-this is it. Michelle Kaye Malsbury's The Swindler tells the story of a fictional character, Charles (Skip) Horowitz who resembles the infamous Bernie Madoff, and in fact, Skip was even an ardent admirer of Madoff.
Both ran a Ponzi scheme that paid returns to separate investors from their own money or money that was paid by subsequent investors, rather than from any profits that were actually earned. By putting together a team of unscrupulous brokers, forty-two year old Skip was successful in enticing investors by promising them unlikely high returns. His insidious operations netted him huge profits as a commodities' guru, as he and his band of thieves wilfully and wantonly deceived their clients and investors. The result was that Skip became a mega-millionaire, while many individuals lost their life savings. Sound familiar! The only problem was that Skip's luck ran out one day, all because his operation was not as tight and fool proof as he believed it to be. Although, it was seven years before he was brought to justice, law enforcement agents succeeded in amassing a great deal of incriminating evidence that convinced the jury that Skip was a scoundrel and need to be put away for a long time.
Malsbury deftly weaves her yarn into a believable tale that is never dull, as we follow the machinations of our protagonist, who aside from his devious investment shenanigans, has a voracious sexual appetite and a very low opinion of the opposite sex. Just as he seduces naive investors, he likewise attracts a full stable of bimbos, whom he showers with expensive gifts. Incidentally, Skip is married with two daughters, however, thinks very little of abusing his wife, both physically and psychologically.
The Swindler is a fluid snaky adventure containing a great deal of momentum. And as I am always a sucker for thrillers focusing on unlawful financial scams, this one didn't disappoint, particularly when we have a protagonist who acts with such abandon. Moreover, Malsbury has a knack of irrigating the novel with some great scenes and believable characters that never bore you. I do hope there will be plenty of more to come from this author, as she is an author to watch.
Michelle Kaye Malsbury currently lives in Florida and holds a Bachelors of Science in Business Management and a Masters Degree in Business Management. She is pursuing her doctoral studies in the discipline of Conflict Resolution and Peace Studies with high hopes of helping to build nations and sustain peaceful interactions around the globe. Michelle has widely traveled to Europe, through the Caribbean, Central America, Mexico, and across the United States. Her first book was Three Years With Adonis.
Norm Goldman
Norm Goldman, B.A. LL.L, is the Publisher & Editor of Bookpleasures. He is also a top 500 Amazon reviewer.
Si usted está buscando un delicioso legibles playa lectura eso es todo. Michelle Kaye Malsbury de El Estafador cuenta la historia de un personaje de ficción , Charles ( Skip) Horowitz que se parece a la infame Bernie Madoff , y en De hecho, fue incluso Pasar un ardiente admirador de Madoff.
Ambos corrieron un esquema Ponzi que pagaron rendimientos para los inversionistas por separado de su propio dinero o dinero que fue pagado por los inversionistas posteriores , y no de los beneficios que fueron efectivamente devengados . Al poner junto con un equipo de intermediarios sin escrúpulos , cuarenta y dos años de edad fue Saltar éxito en atraer a los inversores con la promesa de alta poco probable devoluciones. Sus operaciones insidiosa le anotó enormes beneficios como gurú de los productos básicos ", como él y su banda de ladrones y deliberadamente arbitrariamente engañado a sus clientes e inversores. El resultado fue que Saltar convirtió en un mega -millonario , mientras que muchas personas perdieron sus ahorros de su vida . suena familiar ! El único problema era que la suerte de Skip se quedó sin un día , todo porque su operación no fue tan apretado y loco la prueba en lo que él creía que era . Aunque , fue siete años antes de que fue llevado a la justicia, los agentes del orden lograron amasar una gran cantidad de pruebas incriminatorias que convenció al jurado de que Pasar era un sinvergüenza y deben ser guardados por mucho tiempo .
Malsbury hábilmente teje su hilo en una historia creíble que es nunca aburrida , mientras seguimos los engranajes de nuestro protagonista, que Aparte de sus travesuras de inversión tortuosos , tiene una voracidad sexual apetito y una opinión muy baja del sexo opuesto . Del mismo modo que seduce a inversionistas ingenuos , él también se atrae a un establo lleno de Bimbos , a quien duchas con regalos caros . Por cierto, este complemento casado y con dos hijas, sin embargo, piensa muy poco de abusar su esposa , tanto física como psicológicamente.
El estafador es un líquido aventura de serpientes que contienen una gran cantidad de movimiento. Y como soy siempre un lechón para thriller centrado en estafas financieras ilegales , éste no defraudó , sobre todo cuando tenemos un protagonista que actúa con tal abandono . Por otra parte, Malsbury tiene una habilidad especial de riego de la novela con algunas grandes escenas y personajes creíbles que nunca se dio . Espero que habrá un montón de lo que vendrá de este autor , ya que es un autor para ver .
Michelle Kaye Malsbury actualmente vive en Florida y tiene una Licenciatura en Ciencias en Administración de Empresas y una Maestría en Administración de Empresas . Ella está llevando a cabo sus estudios de doctorado en el disciplina de Resolución de Conflictos y Estudios para la Paz con grandes esperanzas de ayudar a construir naciones y mantener relaciones pacíficas en todo el mundo. Michelle ha viajado a Europa, a través de la Caribe, Centro América, México, y en todo Estados Unidos. Su primer libro fue Tres años con Adonis.
Both ran a Ponzi scheme that paid returns to separate investors from their own money or money that was paid by subsequent investors, rather than from any profits that were actually earned. By putting together a team of unscrupulous brokers, forty-two year old Skip was successful in enticing investors by promising them unlikely high returns. His insidious operations netted him huge profits as a commodities' guru, as he and his band of thieves wilfully and wantonly deceived their clients and investors. The result was that Skip became a mega-millionaire, while many individuals lost their life savings. Sound familiar! The only problem was that Skip's luck ran out one day, all because his operation was not as tight and fool proof as he believed it to be. Although, it was seven years before he was brought to justice, law enforcement agents succeeded in amassing a great deal of incriminating evidence that convinced the jury that Skip was a scoundrel and need to be put away for a long time.
Malsbury deftly weaves her yarn into a believable tale that is never dull, as we follow the machinations of our protagonist, who aside from his devious investment shenanigans, has a voracious sexual appetite and a very low opinion of the opposite sex. Just as he seduces naive investors, he likewise attracts a full stable of bimbos, whom he showers with expensive gifts. Incidentally, Skip is married with two daughters, however, thinks very little of abusing his wife, both physically and psychologically.
The Swindler is a fluid snaky adventure containing a great deal of momentum. And as I am always a sucker for thrillers focusing on unlawful financial scams, this one didn't disappoint, particularly when we have a protagonist who acts with such abandon. Moreover, Malsbury has a knack of irrigating the novel with some great scenes and believable characters that never bore you. I do hope there will be plenty of more to come from this author, as she is an author to watch.
Michelle Kaye Malsbury currently lives in Florida and holds a Bachelors of Science in Business Management and a Masters Degree in Business Management. She is pursuing her doctoral studies in the discipline of Conflict Resolution and Peace Studies with high hopes of helping to build nations and sustain peaceful interactions around the globe. Michelle has widely traveled to Europe, through the Caribbean, Central America, Mexico, and across the United States. Her first book was Three Years With Adonis.
Norm Goldman
Norm Goldman, B.A. LL.L, is the Publisher & Editor of Bookpleasures. He is also a top 500 Amazon reviewer.
Si usted está buscando un delicioso legibles playa lectura eso es todo. Michelle Kaye Malsbury de El Estafador cuenta la historia de un personaje de ficción , Charles ( Skip) Horowitz que se parece a la infame Bernie Madoff , y en De hecho, fue incluso Pasar un ardiente admirador de Madoff.
Ambos corrieron un esquema Ponzi que pagaron rendimientos para los inversionistas por separado de su propio dinero o dinero que fue pagado por los inversionistas posteriores , y no de los beneficios que fueron efectivamente devengados . Al poner junto con un equipo de intermediarios sin escrúpulos , cuarenta y dos años de edad fue Saltar éxito en atraer a los inversores con la promesa de alta poco probable devoluciones. Sus operaciones insidiosa le anotó enormes beneficios como gurú de los productos básicos ", como él y su banda de ladrones y deliberadamente arbitrariamente engañado a sus clientes e inversores. El resultado fue que Saltar convirtió en un mega -millonario , mientras que muchas personas perdieron sus ahorros de su vida . suena familiar ! El único problema era que la suerte de Skip se quedó sin un día , todo porque su operación no fue tan apretado y loco la prueba en lo que él creía que era . Aunque , fue siete años antes de que fue llevado a la justicia, los agentes del orden lograron amasar una gran cantidad de pruebas incriminatorias que convenció al jurado de que Pasar era un sinvergüenza y deben ser guardados por mucho tiempo .
Malsbury hábilmente teje su hilo en una historia creíble que es nunca aburrida , mientras seguimos los engranajes de nuestro protagonista, que Aparte de sus travesuras de inversión tortuosos , tiene una voracidad sexual apetito y una opinión muy baja del sexo opuesto . Del mismo modo que seduce a inversionistas ingenuos , él también se atrae a un establo lleno de Bimbos , a quien duchas con regalos caros . Por cierto, este complemento casado y con dos hijas, sin embargo, piensa muy poco de abusar su esposa , tanto física como psicológicamente.
El estafador es un líquido aventura de serpientes que contienen una gran cantidad de movimiento. Y como soy siempre un lechón para thriller centrado en estafas financieras ilegales , éste no defraudó , sobre todo cuando tenemos un protagonista que actúa con tal abandono . Por otra parte, Malsbury tiene una habilidad especial de riego de la novela con algunas grandes escenas y personajes creíbles que nunca se dio . Espero que habrá un montón de lo que vendrá de este autor , ya que es un autor para ver .
Michelle Kaye Malsbury actualmente vive en Florida y tiene una Licenciatura en Ciencias en Administración de Empresas y una Maestría en Administración de Empresas . Ella está llevando a cabo sus estudios de doctorado en el disciplina de Resolución de Conflictos y Estudios para la Paz con grandes esperanzas de ayudar a construir naciones y mantener relaciones pacíficas en todo el mundo. Michelle ha viajado a Europa, a través de la Caribe, Centro América, México, y en todo Estados Unidos. Su primer libro fue Tres años con Adonis.
Sunday, June 27, 2010
HAMMON FALLS
LATEST RELEASE FROM ALL THINGS THAT MATTER PRESS!
When George Hammon's teenaged wife dies in childbirth in 1914, he flees small-town Iowa for Europe and the horrors of the Great War. Surviving battles, homelessness, and disease, he squanders his days on women and wine, trying to forget his lost love. But life is not idle in Iowa during his absence, and when a bitter and weary George comes home twenty-two years later, he finds a web of murder, suicide, and shocking revelations. The future of his family rests on one terrible choice...but is he prepared to make it? Spanning the years 1893 through 2009, "Hammon Falls" weaves a tapestry of estrangement, loss, love, sacrifice, and redemption.
About the Author
Dave Hoing has been gainfully employed at the University of Northern Iowa's Rod Library for a very long time. Although he is a member of Science Fiction and Fantasy Writers of America with numerous short story publications, Hammon Falls is his first published novel. He has two stepchildren, Jon and Jovan Hampton, and lives in Waterloo, Iowa, with his wife Joni, a dog named Tree, and a cat named Toro. Roger Hileman is a Test Development Associate for ACT, Inc. After spending many years as a local musician and playwright, he decided to make the transition to writing fiction. Hammon Falls is his first published novel. He has three daughters, Andrea, Rachel, and Carlye, and lives in Iowa City, Iowa, with his wife Lu.
Amazon Bestsellers Rank: #33,108 in Books
When George Hammon's teenaged wife dies in childbirth in 1914, he flees small-town Iowa for Europe and the horrors of the Great War. Surviving battles, homelessness, and disease, he squanders his days on women and wine, trying to forget his lost love. But life is not idle in Iowa during his absence, and when a bitter and weary George comes home twenty-two years later, he finds a web of murder, suicide, and shocking revelations. The future of his family rests on one terrible choice...but is he prepared to make it? Spanning the years 1893 through 2009, "Hammon Falls" weaves a tapestry of estrangement, loss, love, sacrifice, and redemption.
About the Author
Dave Hoing has been gainfully employed at the University of Northern Iowa's Rod Library for a very long time. Although he is a member of Science Fiction and Fantasy Writers of America with numerous short story publications, Hammon Falls is his first published novel. He has two stepchildren, Jon and Jovan Hampton, and lives in Waterloo, Iowa, with his wife Joni, a dog named Tree, and a cat named Toro. Roger Hileman is a Test Development Associate for ACT, Inc. After spending many years as a local musician and playwright, he decided to make the transition to writing fiction. Hammon Falls is his first published novel. He has three daughters, Andrea, Rachel, and Carlye, and lives in Iowa City, Iowa, with his wife Lu.
Amazon Bestsellers Rank: #33,108 in Books
Thursday, June 3, 2010
THE BIGGEST PONZI SCHEME
The Madoff Circle: Who Knew What?
When Bernard Madoff pleaded guilty to running the biggest Ponzi scheme in history, he insisted he was the lone perpetrator, asserting that no one – not his family, not his colleagues, not his friends – knew of the fraud.
But an alternate narrative is emerging from the pile of Madoff-related civil suits and court motions that have been filed in the last two years – one in which a small circle of men played knowing, integral roles in the scheme, in some cases benefiting more from it than even Madoff himself.
READ MORE AT :http://www.propublica.org/feature/the-madoff-circle-who-knew-what
If this story is of interest, please read the following:
“The Swindler” by Michelle Kaye Malsbury
Publisher: All Things That Matter Press
ISBN 978-0-9844219-4-7
Genre: suspense, thriller, mystery, fiction
Description
How easy is it for an investment broker to deceive clients? Very, particularly if his personal hero is Bernie Madoff. Skip Horowitz, along with his old pal A.J., has created what they believe is a foolproof scheme using commodities trading, bookmaking, and various other businesses as covers. Their plan has served them well for decades, surviving the scrutiny of government agencies lacking solid proof to support any allegations of wrongdoing. But luck can't hold forever...or can it? Catherine O'Reilley, newly sponsored in the high-risk world of investment strategy by Skip Horowitz, is about to find out.
About the Author
Michelle Malsbury was born and raised in Champaign, Illinois. Currently she resides in Florida. She holds a Bachelors of Science in Business Management and a Masters Degree in Business Management. She has just completed her first year of doctoral studies in the discipline of Conflict Resolution and Peace Studies with high hopes of helping to build nations and sustain peaceful interactions around the globe.
Here’s What Others Are Saying About “The Swindler”:
Judy Ramsook from the Austin News Service, Austin, TX 4/9/10 Review for “The Swindler”:
In The Swindler, by Michelle Malsbury, you will find yourself being pulled in to a fictional tale of romance and a lot commodities swindling through the eyes of a third person narrator.
So come along and meet true to life and memorable characters such as: Catherine, The Realtor/Commodities Broker, Connie, Catherine’s best friend, Shamus, Real Estate Broker and the man who thinks he is the right man for Catherine and last but not least, Skip Horowitz, a ruthless Ponzi Schemer who is being investigated by the Feds.
It’s a gripping tale that will make you want to keep turning those pages to see what happens next.
Set in Key West, Florida, the author displays her vast love for and knowledge of the area so well, that if you have not been there and know nothing about Key West, perusing The Swindler, by Michelle Malsbury will indeed give you a rich education into that paradise.
So come on and enjoy this well written and detailed tale and see if Catherine really thinks Shamus is the right man for her, and if the elusive Skip Horowitz gets the justice he so deserves.
I enjoyed it and I think you will too.
Mike Fentem, longtime friend of Michelle Kaye Malsbury, review for The Swindler on 5/21/10:
I've known Michelle since she was fifteen or sixteen years old. We grew up in the same small town in Illinois and went to the same schools, pools, and parks. She was always fun and had a good imagination. I'll be the first to admit that back then who would have thunk that she would become a author? However, I have had the pleasure of reading both of her books and have found them to be well written and fun reading! The characters are inventive and interesting. The stories take places in fun and exotic locales. The plot builds from chapter to chapter keeping the reader engaged in what may occur next and how it will all end. The main character, Skip, is a enigma himself with a ego larger than life. His thirst for money and fast women was second to none, but I liked getting to know him while reading this book. Besides having little, to no, scruples, he does manage to keep his ponzi scheme and other illigitimate business endeavors pretty secret for a number of years while he rakes in oodles of cash and stashes it all around the globe. However, can he outlast the SEC and other regulatory agencies, who is hot on his tail or is his time up? I truly enjoyed The Swindler and I believe you will too!
Thomas Keyes Review for The Swindler by Michelle Kaye Malsbury, 5/14/2010:
The Swindler is a fast-moving, hard-hitting account of a swindler who, with his batch of subalterns, ran a Ponzi scheme in Key West and elsewhere. The tale is so realistic and convincing that you can hardly believe that it didn’t really happen and that the authoress is not in there somewhere, perhaps as Catherine, the honest realtor who gets embroiled in the mess.
The racket consisted of selling counterfeit commodities futures mostly to fairly well-heeled middle class types, and following up by generating bogus statements showing earnings. It may be difficult to feel overly compassionate for someone worth several hundred thousand dollars who gets stung for fifty, but there are a lot of smaller victims too.
The most touching was a young girl in Central America whom Skip, the swindler, got pregnant. She was hoping this pregnancy would bind them together and enable them to live a beautiful life. Then the blow fell. Skip was arrested and prosecuted, and the girl’s dreams flowed away in tears.
The pages are full of unsavory characters, and the action moves from Florida to the Bahamas to Costa Rica to Las Vegas.
The language is earthy. Read it, you’ll like it.
Billy O’Toole Pre-review for The Swindler by Michelle Kaye Malsbury, BSBM, MM
Hi Michelle,
During a long and successful career in the trucking business, I always carried a stack of books to entertain myself and hopefully learn a little something also. One of my favorites was Steven Frey because he always had some insights into the dark side of finance along with great characters. Move over Frey and make room for Michelle Malsbury!
The Swindler has great characters, some lovable, and some not, but all believable. Indeed, I felt like I already knew many and were acquainted with several others. There were the obvious evil ones but the mindset of good ones being led along and seduced by money and the good life was particularly poignant.
When my business blew up because I had no customers anymore, I began to study finance moved to being a Senior Financial Consultant. In the process of interviews and study I felt like I met many of her characters, things just didn't feel right, but oh so seductive!
All this set in quirky and sultry southern Florida, I could feel the humidity, see the pastels, and revel in the ambience. What more could anyone want in book?
Bill O'Toole
Senior Financial Consultant
Southern Commercial Corp
Columbia, Mo.
Marilou Trask-Curtin Review for TheSwindler:
Michelle: First of all, congrats on an absolutely incredible book!!! Have you also written this as a screenplay????!!!! Would be amazing to watch and the timing seems right as well.
The Review: "The Swindler" - an incredibly fast-paced roller-coaster ride through the world of illegal commodities trading with enough sun and sin to heat up every reader's day (and night.) Michelle Malsbury at her finest! A definite must read! Marilou Trask-Curtin, Author of "In My Grandfather's House:
Purchase Information:
http://www.amazon.com/Swindler-Michalle-Kaye-Malsbury/dp/0984421947/ref=sr_1_1?ie=UTF8&s=books&qid=1272463500&sr=1-1
www.amazon.com link for The Swindler and Kindle Reader orders (see above)
Author Links:
www.americanchronicle.com
www.en.wordpress.com
www.redroom.com
www.useless-knowledge.com
www.bookpleasures.com
www.michellemalsbury.com
www.blogger.com
www.authorexcerpts.spruz.com
www.jacketflap.com
www.authorsden.com
www.unheardwords.com
www.twitter.com/ponzischemegirl
www.facebook.com/michellekayemalsbury
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